Month: July 2021

PAY OFF DEBT

The reality of today’s world sees people working and striving day and night to find pleasure and comfort in life. It has become natural for people to long for a perfect life by driving a car, living in a house equipped with sophisticated furniture and facilities, dressing and so on. However, not everyone can enjoy […]
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COST OF LIVING

In Malaysian government’s efforts to lead the country towards a high-income country, the issue of rising cost of living turned out to be one of the biggest challenges. The cost of living includes the amount of income earned and daily expenses that can be said to be enough to eat, or there are a few […]
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MENTAL AND PHYSICAL OF FRONTLINERS

While others are relaxing at home, having fun with their families, or even working from home due to compliance with the Movement Control Order (MCO), this task force is like being on the ‘battlefield’. They had to fight an ‘enemy’ that cannot be seen by the naked eye, risking their own lives to save the […]
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DEBT FREE

A lot of debt is sure to make the soul restless and nervous. Every individual cannot escape from being burdened by debt. High discipline and the most important will to settle the debt immediately. But how many are really committed to doing it until the debt is completely resolved. But don’t worry, every problem has […]
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INTERESTING ACTIVITIES AT HOME DURING THE MCO PERIOD

During the Covid-19 pandemic, everything that was planned was interrupted and it was more important to take care of the safety and health of the whole family. With the situation and limited movement, people are asked to stay at home and are not allowed to go out arbitrarily. So, it is not impossible that most […]
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SAVINGS IN TIMES OF EMERGENCY

Emergency situations can come at any time unexpectedly. Hospital bills, car breakdowns, not being able to pay the rent and other things where these things are not expected to happen and are likely to happen and it can happen to anyone. Situations like this can cause a person to be stressed with life. When unexpected […]
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WHAT BANKS LOOK FOR WHEN YOU APPLY FOR A LOAN

Avoid rejection by having a good credit score and payment historyBanks are looking for creditworthy individuals who will be able to make loan repayments on time. They have access to your credit information and will use it when evaluating your loan application. All the information in your MyCTOS Score report can be viewed by banks, […]
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BEST WAYS TO CONTROL YOUR DEBT

In our daily life we will definitely not escape from facing various problems that come and go. This is a natural thing that everyone has to face and financial problem that is debt certainly continues to plague those who are in debt and think day and night how to pay off debt easily. Debt can […]
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MORATORIUM ARE YOU SURE ?

There is no denying that the effects of economic closures and restrictions due to the spread of the Covid-19 epidemic are felt disproportionately by all levels of society, especially those at the bottom of the income distribution. This COVID-19 not only caused unexpected hardships, but also disrupted many plans. Many who want to get married, […]
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DEBT CONSOLIDATION

Having many different financings, payments at different times for different amounts and to various parties can stress you out. However, with Personal Financing-i Debt Consolidation you only need to apply for one financing to pay off the other financing. Tried debt consolidation? It may seem absurd, but it can be done with careful planning and […]
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