Established on 15 July 2003, Koperasi Wawasan Pekerja Berhad (KOWAJA) was registered under the Malaysia Co-operative Societies Commission of Malaysia (SKM) based on the Cooperative Act 1993.

KOWAJA is known for its exclusive product offerings such as personal financing scheme, SME business financing assistance, secured financing with collateral, as well as Ar-Rahnu pawnbroking outlets and their venture into Marrybrown franchise branch in Kelana Jaya, Selangor.