Corporate Info


Established on 15 July 2003, Koperasi Wawasan Pekerja Berhad (KOWAJA) was registered under the Malaysia Co-operative Societies Commission of Malaysia (SKM) based on the Cooperative Act 1993.

KOWAJA is known for its exclusive product offerings such as personal financing scheme, SME business financing assistance, secured financing with collateral, as well as Ar-Rahnu pawnbroking outlets and their venture into Marrybrown franchise branch in Kelana Jaya, Selangor.


KOWAJA Financing

We always support your dreams and wishes for comfort and joy in life.

Personal Financing-i

Get cash for health, education, marriage or home

SME Business Financing

Increase business capital & cash flow for SME companies

Secured Financing with Collateral

Pledge your land or house to get more money in hand

Ar-Rahnu Pawnbroking

Pledge your gold items to get instant cash
Contact us today to achieve what you planned.
Get Cash Easily

Realized All Your Dreams

The KOWAJA financing plans are offered to all Malaysian citizens, not just co-operative members.


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