Apply Now To Grow Your Business With Cash Flow Up to RM5 Million

    Transparent. Easy. Fast.

    KOWAJA has offered many loan and financing plans along with ongoing advisory and support services to members.

    For financing inquiries,

    Your Business Needs Come First

    Open New Branch
    Equipment Purchase
    Expand New Markets
    Unexpected Expenses

    KOWAJA SME Business Loan With Financing Amount Up to RM5 Million

    Financing Amount:
    Financing Period:
    12 months-60 months
    Fixed Rates as low as
    10% per year
    Easy Approval
    Fast Approval
    Money In 24 Hours
    No Down Payment
    Tiada Penjamin Diperlukan
    Blacklist Boleh Memohon


    Small & Medium Enterprise Entrepreneurs (SMEs) /
    Enterprise Company (Sole Proprietorship & Partnership) /
    Private Limited Company (Sdn Bhd)

    Operating for at least three (3) years and above

    Annual sales revenue not less than RM300,000

    1. What do I get from this financing?
    Financing Amount: Minimum RM10,000; Maximum RM5,000,000
    Financing Period: 12 months (1 year) – 60 months (5 years)
    Annual Profit Rate: As low as 10% per year

    * Subject to terms & conditions

    2. What other charges do I have to pay?
    Processing Fees : RM100 one time charge only
    Stamp duty : 0.5% of the total funding