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What is a credit score (credit score)? A credit score is a score with a three-digit format (between 300 and 850) specific to each individual and shows a credit report based on the record of payments, bill payments, the number of credit applications and the amount of loan applied for. This report also provides an […]

The emergence of Islamic pawnshops in Malaysia has brought changes to the pawnshop industry which has been monopolized by conventional ones. This system helps people who need cash quickly and easily. Ar-Rahnu is a scheme introduced to protect the Muslim community from usurious transactions. The mortgage system is something that has been practiced in our […]

When hearing about bankruptcy or bankruptcy, many people are afraid and become horrified! Bankruptcy can occur due to various factors such as failure to pay credit cards, personal loans, housing loans and so on. According to research, most Malaysians who are declared bankrupt are between the ages of 25 and 44. The high rate of […]

As parents, we want the best for our children. But will our financial ability become a limitation? That’s why financial planning is important, especially if you already have or want to have a family. Children are like white cloth, it is the parents’ duty to shape their future. Touching on the goal of future education, […]

Having an insurance plan is no longer a foreign thing in personal financial management. You may have various insurances to cover your vehicle, or even life insurance if something untoward happens to you in the future. Like life insurance, property insurance is also something you need! This is to avoid anything unwanted. Many people say […]

The COVID-19 outbreak in Malaysia has caused an unprecedented disruption to the international property market as the number of positive cases continues to increase to new heights, it is expected to have a profound impact not only on tourism, services, and manufacturing industry; but also on the property industry. The Johor skyline is now dotted…

A true story of how a young man from Sarawak came to Kuala Lumpur for a better life, got buried in debt and is looking for a way out. 19 February 2004. It was a proud date for my family. It was the date on the flight ticket for me, Aliff*, the eldest son in […]

PUTRAJAYA – The Inland Revenue Board (IRB) reminds the public to be wary of the Macau Scam fraud syndicate that impersonates its officials and deceives many victims through phone calls. The IRB in a statement on Monday insisted that matters related to taxation will not be discussed through personal phone calls, instead any requests for […]

Money management may be considered a complicated term and a concept that is not easily understood by many people. However, if you start smart and break it down into smaller, easier steps, then it becomes easier to control how you spend and save money! According to a study released by Bank Negara Malaysia, three out […]

It can be said that many people actually have unsatisfactory credit scores. However, this does not mean that you cannot get financing. You can still get financing that is comparable to your credit score whether the amount is high or low. Avoid lenders who do not want to check your credit history, repayment ability and […]