21 years ago – July 15, 2003, we started as a small-sized Cooperative that only carried out credit related service to improve the socio-economic level of our members.
Today, we still carry out credit related services – as well as operating Ar-Rahnu pawn shop franchise, Marrybrown restaurant & more.
That ‘more’ means that we provide friendly and excellent customer service to all of our members as well as providing meaningful customer experience and an ethical Cooperative culture.
We intend to fulfil our corporate social responsibility along with providing happiness & cheerfulness in life, simultaneously to all of our Members & customers, employees and the community with services that are pleasant & continuous.
We hope that the public will not only recognize KOWAJA as a credit cooperative, but more as a cooperative that provides excellent service at every level & is trusted by all sections of society.
